| 书目名称 | Taming the Fringe | | 副标题 | The Regulation and D | | 编辑 | Craig McMahon | | 视频video | | | 概述 | Offers the first extended study of the payday lending and pawnbroking markets in Britain, and the only one to examine over 160 years of financial results and market data.Analyses the motivation, conte | | 丛书名称 | Palgrave Studies in the History of Finance | | 图书封面 |  | | 描述 | .Taming the Fringe .analyses the regulation and evolution of two credit products that were, and remain, vital to the working poor. Policymakers have struggled with pawnbroking and moneylending because they raise broader issues pertaining to poverty, capitalism and financial regulation. The values of easily accessible credit and financial independence compete with society’s desire to protect people from predatory loans. Policymakers have pondered whether regulation can lower costs without reducing access for those most in need of small cash loans. Can government policy protect borrowers while also providing sufficient profit for lenders? The many attempts at doing so reveal the difficulty of safeguarding the needs of people who have experienced financial trouble before seeking a loan. ..Taming the Fringe. is the first extended study of the payday lending and pawnbroking markets in Britain, and the only one to examine over 160 years of financial results and market data. This work explains why small-value lenders have generated such passionate debate, even being described as the devil incarnate. It adds to our knowledge of fringe banking and the evolving role of financial regulation t | | 出版日期 | Book 2021 | | 关键词 | Consumer credit; Fringe banking; Financial exclusion; Payday lending; Pawnbroking; Financial regulation; b | | 版次 | 1 | | doi | https://doi.org/10.1007/978-3-030-70615-9 | | isbn_softcover | 978-3-030-70617-3 | | isbn_ebook | 978-3-030-70615-9Series ISSN 2662-5164 Series E-ISSN 2662-5172 | | issn_series | 2662-5164 | | copyright | The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerl |
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发表于 2025-3-21 19:13:45
