Titlebook: Selected Payout Products of the Old-Age Pension Saving Scheme; Jana Špirková,Igor Kollár,Pavel Zimmermann Book 2023 The Author(s), under e

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Preliminariesinterest rate. In our modelling, we assume standard costs that are published in the actuarial literature so that we comply with the requirements of a prudent business. In particular, we consider initial and administrative costs and legitimate expenditures.

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Model of LongevityR). The approach is divided into two main parts: adult age modelling and old-age modelling. Each age interval is forecast with a different model and with different assumptions, as the number of observations available at each age is different.

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critique

Model of Longevityre values of the probability of death and survival for each age in each future year. Our forecasts follow the methodology designed by the Austrian Actuarial Association published in Kainhofer et al. (2006, The new Austrian annuity valuation table AVÖ 2005R), which was inspired by the methodology des

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Selected Life Old-Age Pension Products which a permanent pension is extended by a guarantee of the payment of pensions during the first seven years of payment of the pension, either to the policyholder of the pension or to his survivors in the event of his/her death. These hitherto mentioned pensions are extended in other products by a

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Analysis of the Productstheir comparison. It offers a reflection not only on pension savings and insurance but also on how to secure yourself for the retirement period. In addition, it also analyses the amount of pensions from individual products, which provides an opportunity to think about long-term savings, in general.

effrontery

Test of Profitabilitylity test is to determine not only the optimal immediate monthly old-age pension annuity but also the general analysis of the profitability of the product examined. Usually, an actuary proceeds as follows: determine the amount of the monthly pension using classical actuarial methods and subsequently

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