Titlebook: Old-Age Provision and Homeownership – Fiscal Incentives and Other Public Policy Options; Martina Eckardt,Jörg Dötsch,Stefan Okruch Book 20

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Dutch Pensions and Housing: Towards a Social Divide In a situation where most jobs were permanent, the pension system produced adequate retirement income across the (working) population. While income levels were irrelevant for the allocation of social housing, access to mortgage finance was relatively widely spread as witnessed by the skyrocketing m

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Germany: Ageing Economy with Rising Pension Gap, Stable Mortgage Market and Well-Developed Rental Ma by subsidising personal pension schemes for the accumulation of both financial assets and owner-occupied real estate property for retirement (Riester and Rürup pension plans), these incentive programmes have had only limited success in reducing old-age risk of poverty so far. Homeownership rates ha

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Dutch Pensions and Housing: Towards a Social Divideortgage debt and a number 1 or 2 position in the ranking of mortgage debt as share of GDP across Europe. The future promises putting more responsibilities on the shoulders of the citizens, making access to pensions more risky and access to homeownership more difficult, especially for those with a lower income.