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Titlebook: New Partnerships for Innovation in Microfinance; J. D.‘Pischke,Ingrid Matthäus-Maier Book 2009 Springer-Verlag Berlin Heidelberg 2009 Fina

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Information Technology Innovations That Extend Rural Microfinancee industry. Best estimates indicate that 5,000 microfinance institutions worldwide–and thousands more counting credit unions and other cooperatives–serve approximately 50 million low–income individuals and their families..While the success of microfinance is well documented, there is still room for
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Can Credit Scoring Help Attract Profit-Minded Investors to Microcredit? behave “badly”, whether by defaulting, paying late, or not returning for repeat loans. Indeed, microcredit was founded on two innovations that reduce the cost of managing these risks: joint-liability groups and skilled loan officers’ careful evaluations of an individual applicant’s business, chatte
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New Partnerships for Sustainability and Outreach). Of overwhelming importance, liberalisation made it possible to set interest at rates that cover the costs of dealing in finance at the frontier, providing a window for experimentation in the commercialisation that could ensure sustainability. Liberalisation also facilitated the emergence of new t
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