Titlebook: Life Insurance in Europe; Risk Analysis and Ma Marta Borda,Simon Grima,Ilona Kwiecień Book 2020 Springer Nature Switzerland AG 2020 Longevi

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The Turkish Life Insurance Market: An Evaluation of the Current Situation and Future Challenges a sufficient level. In addition to local socio-economic problems stemming from international relations, this adversely affects the stability of the markets. The resulting problems also have a significant negative impact on life insurance..The aim of this study was to determine the development trend

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The Role Played by EIOPA in the Developments in the Insurance Sector European Consumer Protection Mo answer to consumer protection in insurance was predominantly located in the consumer’s protection agenda of Eiopa..The paper is split into three parts. In the first part, we set the global framework. In the second part, we concentrate our attention on the analysis of consumer protection as a part o

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Analysis of Capital Requirements in Life Insurance Sector Under Solvency II Regime: Evidence from Pohe analysis covers the Polish life insurance market. Since the introduction of Solvency II in Poland, the insurance market has been challenged to implement many of the recommendations as well as maintain an adequate level of capital. This chapter will present an analysis of the level of capital requ

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Longevity-Linked Annuities: How to Preserve Value Creation Against Longevity Riskparticular at unanticipated levels. Increasing the annuity loading rewarding the accepted longevity risk is not an option for annuity providers, given that individuals already consider annuities to be expensive. An alternative solution could be represented by participating structures, providing a li

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Modelling the Life Expectancy of Elderly People for Life Insurance and Pension Systemss on mortality at higher ages (65–95), in line with an interest in pension-related applications where the risk associated with longer-term cash flow is primarily linked to uncertainty regarding future mortality rates. Over the last 30 years, the mortality of the population in developed countries has

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The Challenges for Life Insurance Underwriting Caused by Changes in Demography and Digitalisation of this chapter is to provide an overview of the underwriting development and its associated processes since the nineteenth century to the present and analyse contemporary challenges facing underwriting in life insurance. The focus will be on the two critical trends: demographic changes and the ass

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Internet of Things (IoT): Considerations for Life Insurersrtphones, fitness trackers, smartwatches, car black boxes, smart home sensors, and smart clothes—these are just few examples of devices that constantly collect data about their users and track their behavior or lifestyle. Most of those devices are connected to the Internet, directly or indirectly so

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Discussion of Reducing the Risk of Cancer in Life and Health Insuranceurance companies. The way to limit the risks inherent in life insurance should not just be to add inclusions to offers. It is possible for insurance companies to focus on other activities that may not only reduce the consequences of liability for specific risks but also improve the offer and product