Titlebook: Income Contingent Loans; Theory, Practice and Bruce Chapman,Timothy Higgins,Joseph E. Stiglitz Book 2014 Palgrave Macmillan, a division of

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书目名称Income Contingent Loans影响因子(影响力)




书目名称Income Contingent Loans影响因子(影响力)学科排名




书目名称Income Contingent Loans网络公开度




书目名称Income Contingent Loans网络公开度学科排名




书目名称Income Contingent Loans被引频次




书目名称Income Contingent Loans被引频次学科排名




书目名称Income Contingent Loans年度引用




书目名称Income Contingent Loans年度引用学科排名




书目名称Income Contingent Loans读者反馈




书目名称Income Contingent Loans读者反馈学科排名

Texture

Remarks on Income Contingent Loans: How Effective can they be at Mitigating Risk? The amount the individual repays is dependent on his or her income. While it seems natural to link ICL with investments that increase the value of human capital — most notably education — there is no necessary reason to limit it to such investments.

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Why Don’t We Just Give Them the Money? Financing Living Expenses of Students in Germanythe administrative costs of collecting the debt are sufficiently high. We further demonstrate that the current scheme would either entail very high repayment burdens or very long repayment durations in the absence of loan subsidies and explain why an ICL may be viewed as a reasonable alternative to the current student loan scheme.

ARK

Elderly Support Policies as Resource Contingent Loansre two policy paradigms that fit the pattern of an RCL. The emphasis on age-related programs is deliberate — demographic change implies increasing public expenditure relative to GDP, and policy designs which work to contain these outlays will become increasingly important as populations age.

省略

Introduction and Summary Loans (ExCEL) Act) under bi-partisan consideration in the US Congress which, if passed, would have the effect of introducing a broadly-based ICL. It is generally agreed that ICL policies for higher education financing have worked effectively from the perspective of equity and efficiency, and from a transactional perspective.

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Income Contingent Loans and Higher Education Financing: Theory and Practicehe two approaches. The third section discusses the ill-effects of blanket interest subsidies and provides brief assessments of reforms of higher education finance in the UK, New Zealand and Hungary, all of which have income contingent systems. A concluding section briefly outlines unanswered theoretical questions about the design of student loans.

诱骗

Improving Paid Parental Leave through Income Contingent Loanst low (if not zero) provided scheme design mitigates against adverse selection and moral hazard. It is further argued that an appropriately designed scheme could be welfare enhancing to parents even in the absence of taxpayer subsidies.