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Titlebook: Household Finance; A Functional Approac Sumit Agarwal,Wenlan Qian,Ruth Tan Book 2020 The Editor(s) (if applicable) and The Author(s), under

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Consumption,ve been augmented to include imperfections in the financial market such as liquidity constraints, precautionary saving, income uncertainty, lifetime uncertainty, bequest motive, intertemporal non-separability, intratemporal non-separability as well as behavioral factors such as mental accounting, hyperbolic preferences and social influences.
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Financial Inclusion and Financial Technology,n of mobile phones, the advancement of technology infrastructure, the harvesting of big data, financial education and technological education have escalated financial innovation and financial deepening.
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