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Titlebook: Handbook of Consumer Finance Research; Jing Jian Xiao Book 20081st edition Springer-Verlag New York 2008 E-banking.EUT.Evaluation.Health a

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Applying Behavior Theories to Financial Behavior theory designed to predict and understand human behavior. The transtheoretical model of behavior change (TTM) is a multi-stage theory designed to guide people toward positive actions stage by stage. This chapter first discusses how to define financial behavior and then reviews the two theories and
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Consumer Economic Socializationich the following have been studied: economic socialization; children and adolescents’ developmental competencies in understanding and participating in economic and consumer processes; and major agents of economic socialization, including culture, media, schools, peers, and families. Needs for furth
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E-bankingas ATMs, debit cards, direct deposits, and direct payments. While variations exist for each different type of e-banking technology, e-banking laggards tend to be older, less educated, divorced or separated, and less affluent. We also compare data from the 2004 SCF with data from 1995 to examine whet
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Online Insuranceor insurance products has been slow. There are many reasons for the present situation, including resistance from insurance companies, intermediaries, and consumers. Paralleling the sluggish state of online insurance sales themselves, academic research on online insurance behavior has been slow in de
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Risky Credit Card Behavior of College Studentse at risk for mismanaging and misusing credit. It specifically highlights findings from one particular study that collected data from a large sample of college students on multiple campuses in the Midwest. In this chapter, educational recommendations are made to financial professionals, who are inte
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Management Issues of Business-Owning Familiesese business-owning households earn higher income and accumulate more wealth, they face the challenges of managing the family/business interface. This chapter utilizes the Sustainable Family Business Model to carefully assesses two critically important dimensions: financial interface, where financia
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