Titlebook: What Is Health Insurance (Good) For?; An Examination of Wh Robert D. Lieberthal Book 2016 Springer Nature Switzerland AG 2016 Health insura

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Defining Health Insurancech people pay for healthcare. The majority of healthcare payments come well after the time that services are rendered, and payments come mainly from third parties. Like any economic service, there is a market for healthcare finance with a demand side and a supply side. Unlike many services that are

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Insuring Health Capitaland the financial mechanisms for providing health insurance. Health economists explain the choice to purchase health insurance as arising from people’s desire to live in good health and to have long lives. Each person’s “health capital” has a real value that can be expressed in financial terms. Once

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The Scope of Health Insurancee scope of health insurance, and the amount of protection that individuals may seek to obtain for their health capital. The first section of the chapter examines the problem of quantifying and measuring the protection provided by health insurance. Many insurance models assume that the cost of insura

FLIT

Demand for Health Insuranceter describes the demand for, and consumption of, insurance by different groups in the health economy. This chapter starts with a description of the demand for health insurance that derives from the motivation for insurance described in Chap. . and the possible scope of health insurance described in

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Group Purchasing examines the role of group purchasing as a form of health insurance policy. The chapter begins with a consideration of how group health insurance is priced. While the actuarial principles of group pricing are the same across health insurance markets, the pricing of health insurance varies between e

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Public Policy Choicesthe health insurance system in the United States. The chapter starts with a review of the economics of value. Value in an economic sense defines the objectives that policymakers would like to achieve. Policymakers need to address the variation in value of health insurance in order to identify a mini