书目名称 | The Regulation of Mobile Money | 副标题 | Law and Practice in | 编辑 | Sunduzwayo Madise | 视频video | | 概述 | Offers a unique insight in to the study of m-money and a unique analysis of regulatory and supervisory approaches to m-money.Provides a comparative analysis of m-money in in Kenya, Tanzania and Malawi | 丛书名称 | Palgrave Macmillan Studies in Banking and Financial Institutions | 图书封面 |  | 描述 | .The emergence of mobile money and other new forms of payment has changed the sovereign foundations of money. Starting as a Department for International Development funded project in Kenya, mobile money has now spread to many developing countries. This book looks at the regulatory issues that mobile money poses, and the potential risks to the financial system. It undertakes a comparative study of mobile money regimes in Kenya, Malaŵi, Tanzania, and South Africa. Although the main study is on Malaŵi, the lessons learnt are valuable to Sub Saharan Africa in understanding the regulatory issues surrounding mobile money. The main argument that this book makes is that the traditional regulatory architecture of supervising the financial services is ill-suited to supervise new forms of money like mobile money. With no requirement for a bank account, mobile money is not subject to prudential regulation. Mobile money is now considered a key developmental tool to achieve financial inclusion among the poor, rural based, unbanked, and underbanked. As opposed to traditional additive forms of financial inclusion, mobile money is transformative. In most jurisdictions where it has been launched, m | 出版日期 | Book 2019 | 关键词 | mobile money; payments; m-money; financial services; financial inclusion; financial regulatory framework; | 版次 | 1 | doi | https://doi.org/10.1007/978-3-030-13831-8 | isbn_ebook | 978-3-030-13831-8Series ISSN 2523-336X Series E-ISSN 2523-3378 | issn_series | 2523-336X | copyright | The Editor(s) (if applicable) and The Author(s), under exclusive licence to Springer Nature Switzerl |
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