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Titlebook: Nigerian Consumer Credit; Law, Regulation and Philemon Iko-Ojo Omede Book 2022 The Editor(s) (if applicable) and The Author(s), under excl

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发表于 2025-3-21 19:10:32 | 显示全部楼层 |阅读模式
书目名称Nigerian Consumer Credit
副标题Law, Regulation and
编辑Philemon Iko-Ojo Omede
视频video
概述Dissects the consumer credit market in Nigeria into the formal, semi-formal and informal sectors.Explores the sources of consumer credit law in Nigeria.Explains how economic neoliberalism and social n
丛书名称Palgrave Macmillan Studies in Banking and Financial Institutions
图书封面Titlebook: Nigerian Consumer Credit; Law, Regulation and  Philemon Iko-Ojo Omede Book 2022 The Editor(s) (if applicable) and The Author(s), under excl
描述.This book critically reviews transnational banking regulations that specifically impact consumer lending in Africa‘s largest economy. It provides a comprehensive analysis on the politics and economics of financial sector consolidation in an emerging market in West Africa, also covering law, consumer credit, and consumer policy along with a discussion of banking sector reforms heavily influenced by the neoliberal economics paradigm. There have been several developments since the publication of the existing books especially in the area of regulatory theory and social protection that are captured in this book, which will be of interest to researchers, students, and scholars of banking regulation, development economics, and international finance..
出版日期Book 2022
关键词Consumer Credit; Nigerian Law and Regulation; Financial Exclusion in Nigeria; Informal Markets and Over
版次1
doihttps://doi.org/10.1007/978-3-031-11740-4
isbn_softcover978-3-031-11742-8
isbn_ebook978-3-031-11740-4Series ISSN 2523-336X Series E-ISSN 2523-3378
issn_series 2523-336X
copyrightThe Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerl
The information of publication is updating

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发表于 2025-3-21 22:46:09 | 显示全部楼层
Rationale for Consumer Credit Regulation,the rationale for its regulation. The first school of thought theorises that credit is welfare-enhancing and enables individuals to balance consumption over a lifetime (life-cycle theory). The second school of thought rejects the idea of consumer credit entirely as a welfare tool, or at least for specific categories of consumers and markets.
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Philemon Iko-Ojo Omede014). At the beginning of 2015, the global population was around 7.2 billion people (USCB 2015). In 2050, the human population will be probably more than 9 billion and 10.9 billion by the turn of the next century (United Nations 2013), 75 % of whom will be living in cities (Hargrave 2013). Tall buil
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Philemon Iko-Ojo Omedef heat stress and ventilation. Moreover, recent studies concerning climate change show an increase of the urban heat island, which is intensified by the background situation, with the consequence that the quality of human life in urban quarters will be affected more frequent, over longer periods and
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