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Titlebook: Indebtedness in Early Adulthood; Causes and Remedies Jeanette Carlsson Hauff,Tommy Gärling,Ted Lindblom Book 2019 The Editor(s) (if applica

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发表于 2025-3-21 19:21:13 | 显示全部楼层 |阅读模式
书目名称Indebtedness in Early Adulthood
副标题Causes and Remedies
编辑Jeanette Carlsson Hauff,Tommy Gärling,Ted Lindblom
视频video
概述Provides an in-depth description of the increasing knowledge regarding negative consequences of young adults’ indebtedness and over-indebtedness, such as health problems.Examines the supply of young a
图书封面Titlebook: Indebtedness in Early Adulthood; Causes and Remedies Jeanette Carlsson Hauff,Tommy Gärling,Ted Lindblom Book 2019 The Editor(s) (if applica
描述.This book reviews problems with credit use and causes of indebtedness among young adults, while uncovering possibilities to encourage a healthier attitude towards loans in this segment of the population. Both consumption loans and mortgages are covered in order to adequately represent real-world credit use by young people about to enter adulthood. It focuses on three distinctive actors: the legislative authorities, the financial institution, most commonly a bank, and finally the individual borrower. More specifically, the book discusses the functioning of these three entities in the context of young adults borrowing behaviour, and would appeal to academics, researchers and students of financial institutions and banking..
出版日期Book 2019
关键词Household indebtedness; Debt; Loan market; Loans; financial literacy; financial scarcity; borrowing; financ
版次1
doihttps://doi.org/10.1007/978-3-030-13996-4
isbn_ebook978-3-030-13996-4
copyrightThe Editor(s) (if applicable) and The Author(s), under exclusive licence to Springer Nature Switzerl
The information of publication is updating

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The Loan Market—The Swedish Exampletedness. This enables an assessment of the level of urgency regarding the Swedish market and a discussion of whether the recent development of the Swedish loan market follows an international trend. The level of indebtedness of Swedish young adults is compared to the general population of borrowers.
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Young Adults’ Attitudes Toward Borrowingnguish between opinions and attitudes and that the attitude object varies between studies. Studies of young adults’ attitudes toward borrowing are then reviewed. A majority have focused on student loans. It is found that attitudes are favorable although a change over time toward less favorable attit
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Young Adults’ Consumption Desires, Feelings of Financial Scarcity and Borrowingodels of smartphones, computers or other electronic gadgets, weekend travel or vacations in distant foreign countries. Over-borrowing is a potential problem. One determinant is present-biased temporal discounting which in young adults may result from desires to purchase attractive consumer products
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Impacts of Loan Communication on Young Adults’ Borrowingponsible borrowing behavior is explored. We first analyze the ability of young borrowers to interpret given loan information. Our findings show that it seems difficult for young adults to accurately calculate what they can afford when only being exposed to an overall cost. We also find that the leve
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Toward Soundness in Provision of Credits and Loans to Young Adults topic dealt with at an EU-level. In this chapter, we emphasize the policy measures that can be implemented to reduce excessive debt reliance and the potential implications of such policy measures. The policy measures discussed here include credit market regulation, consumer protection, early identi
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ve increased dramatically over the past decade. The attraction of laparos-copy, as opposed to the “open” operational equivalent, to the gynecologist and general surgeon is the reduced trauma of access. Several very small incisions are utilized rather than one large laparotomy incision. There is clea
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