Titlebook: Inclusive Banking In India; Re-imagining The Ban Lalitagauri Kulkarni,Vasant Chintaman Joshi Book 2021 The Editor(s) (if applicable) and Th

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Inclusive Finance and Commercial Banks,ronment, public sector and private sector banks would have to play a more active role in financial inclusion. In fact, they cannot afford to be content with their present passive supplier agency role. The chapter examines how the banks as a channel of financial inclusion can play their role effectiv

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Inclusive Banking: A Political Economy Approach,dia, local political and social factors play an important role in microfinance. The political economy approach examines the competition among various institutions in the microfinance sector. The proposed inclusive banking model rests on the foundations rooted in the framework of political economy. T

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Role of Government in Inclusive Banking in India, of financial inclusion is not a stand-alone policy. It works in tandem with the monetary and financial sector policies at macro-level. In federal countries like India, the relationship dynamic between the central government and the state governments determines the regional development of inclusive

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Reimagining the Banking Business Model,r-cut elaboration of a new business model is provided as a roadmap for the inclusive banking policy in India. For adopting the new business model, the narrative of financial inclusion should be changed. The low-income customers should be treated as the ‘bulk’ of the population and not as the ‘bottom

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,Inclusive Banking—Concept and Context,l services to the low income population. With new technologies coming into vogue, banks in India can play a significant role in the poverty alleviation process. This chapter emphasizes the need to change the narrative of financial inclusion and indicates that the low income population can be tapped by the banks as a viable business segment.

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