Titlebook: Household Finance; Adrift in a Sea of R Dimitris N. Chorafas Book 2013 Palgrave Macmillan, a division of Macmillan Publishers Limited 2013

DAUNT

难取悦

Households and the Value of Moneyon the income they expect to receive over their entire lifetime. Seen in this perspective, household saving is a way of smoothing consumption in expectation of variations in income over shorter periods and temporary fluctuations, and over longer periods including saving for retirement and other even

很是迷惑

Managing Family Wealthht for rent (or speculation), cars, appliances and financial investments — such as money in the bank (savings and time deposits), equities and bonds. Some households have invested in derivative financial instruments (see section 6.4), the so-called “alternative investments”, which is very unwise.

anesthesia

The Market Does Not Crawl; It Jumpsbeen tactical issues to be supplemented by knowledge and appreciation of market dynamics — the subject of this chapter. Factors underpinning the way the market behaves divide into two main groups. First, there are those whose after-effect is widely apparent. Examples are the stock market earthquakes

约会

Home Ownership: Shelter or Burden?subject to market cycles and whims which eventually confront the home owner. House prices are volatile, mortgage interest rates rise and fall, and the heavy hand of the government as well as the law of the land (evidently, including the tax code) shape the house owner’s behaviour (see the contrast b

陈腐思想

A Chapter on the Blind for the Benefit of Those Who Can Seexamples (though, like Ireland, Austria has fallen victim to the aggressive expansionism of its banks, which try to recreate single-handedly the Austrian empire). By contrast, other member countries and their citizens have been living well beyond their means. Greece, Italy, Portugal and Spain took a

VOK

生气的边缘

d the depletion of the ozone layer. Hence, there is a need to reduce the dependency on fossil fuels and look for alternative and renewable energy sources. Bioethanol produced from the fermentation of organic wastes is a promising solution to the growing energy needs the world over. For the industria

infarct

Dimitris N. Chorafas mechanically sorted OFMSW. Digestion of the low-quality substrate was also performed in a laboratory reactor (0.013 m.) to enable a comparison to be made with the pilot unit. The substrate contained a sufficient concentration of lipids and carbohydrates to produce a significant amount of methane du

GROSS

Dimitris N. Chorafasbiomass, such as organic fractions of municipal solid waste, sludge from effluent treatment plants, kitchen waste, agricultural lignocellulosic waste, etc. Lignocellulosic biomass (LCB) is a cheap and abundantly available second-generation biomass source for the production of biofuels. The lignocell