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Titlebook: Determinants of Bank Involvement with SMEs; A Survey of Demand-S Victor U. Ekpu Book 2016 The Author(s) 2016 Banking.SME.Bank Lending.Bank

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https://doi.org/10.1007/978-3-030-80185-4nk involvement with SMEs is also determined by a number of owner characteristics such as owner’s educational attainment, business experience, equity stake, personal wealth/guarantees as well as other factors such as information market failures and borrowers’ business confidence.
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https://doi.org/10.1007/978-3-030-80185-4a lenders’ risk appetite, credit rationing and the credit channel, respectively. Banking consolidation also tends to affect the amount of SME lending as lending generally reduces after a merger or acquisition. The type of lending technology adopted and the lending infrastructure are also dominant fa
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Book 2016nd the competitive implications for traditional banks providing loans to SMEs. Findings from this work will thus be of particular interest to commercial bankers, bank-dependent small business borrowers as well as policy makers, and researchers in central banks, development banks, development agencie
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Bank Involvement with SMEs: Introduction financing options available to SMEs, highlighting the advantages and disadvantages of each financing source for the borrower. The final section shows evidence of bank finance as a very important component of external finance for SMEs.
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