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Fang-Yie Leu,Kun-Lin Tsai,Rui-Ting Hungt of 1998, from 2003 financial history books will retain two case studies: that of the Federal Home Mortgage Association (see Chapter 8), and the 28 April 2003 settlement of the ten best-known banks on Wall Street with the Securities and Exchange Commission (SEC)—to the tune of $1.4 billion (see section 4).

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