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Titlebook: Computers and Banking; Electronic Funds Tra Kent W. Colton,Kenneth L. Kraemer Book 1980 Springer Science+Business Media New York 1980 Forth

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发表于 2025-3-21 18:03:33 | 显示全部楼层 |阅读模式
书目名称Computers and Banking
副标题Electronic Funds Tra
编辑Kent W. Colton,Kenneth L. Kraemer
视频video
丛书名称Applications of Modern Technology in Business
图书封面Titlebook: Computers and Banking; Electronic Funds Tra Kent W. Colton,Kenneth L. Kraemer Book 1980 Springer Science+Business Media New York 1980 Forth
描述Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict­ ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and‘ ‘cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur­ rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitiv
出版日期Book 1980
关键词Forth; banking; computer; evolution; interaction; organization; privacy; retail; service; society; system; tech
版次1
doihttps://doi.org/10.1007/978-1-4684-3578-8
isbn_softcover978-1-4684-3580-1
isbn_ebook978-1-4684-3578-8
copyrightSpringer Science+Business Media New York 1980
The information of publication is updating

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发表于 2025-3-21 20:34:05 | 显示全部楼层
Outlook for EFT Technologyopment and current widespread use. One of the leading forerunners in the use of computers was the banking industry. The first application was to mechanize the bookkeeping and accounting tasks within banks. This led to the automation of financial transaction flows at either the teller windows or in t
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EFT and the Consumer: An Agenda for Researchdirectly to the consumer is a fairly recent development. With this expansion of scope, it has become clear that EFT is a supplement to rather than a substitute for existing financial services, and poses its own set of problems for policymakers.
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More Inequality: An Exploration of Potential Impacts of EFT on Stratification in American Societyer) means of accomplishing existing tasks. However, to use some analogies, the automobile was not simply a more efficient horse; the space shuttle is not simply a faster blimp. Rather, these represent potentially ‘‘revolutionary” technologies which will probably lead individuals to doing new kinds o
发表于 2025-3-22 16:33:25 | 显示全部楼层
EFT, Privacy, and the Public Goodncial market structures, the postal service, commercial law, consumers’ control of funds, and a host of other areas has fueled a national debate and caused considerable legal and economic uncertainty. Indeed, as the public debate unfolds, all that appears certain is that public policy will affect th
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发表于 2025-3-22 22:48:21 | 显示全部楼层
Costs of the Current U.S. Payments Systeme introducing a new payment method—EFT systems—to the three—cash, checks, and credit cards—that existed before. If we are to make intelligent decisions about EFT systems, we must know as much as we possibly can about the existing situation.
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