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Titlebook: Building Financial Resilience; Do Credit and Financ Jerry Buckland Book 2018 The Editor(s) (if applicable) and The Author(s) 2018 Global no

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New Areas of Commercial Banking Directed at Vulnerable People: Payday Lending and Mobile Banking,an analysis of the motives, politics, and ethical considerations of commercial engagement, via credit and finance schemes, with vulnerable people. Commercial motivations for providing credit and finance are, by definition commercial, to generate profit, revenue, and/or market share. These motivation
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The State: Regulating, Nudging, and Educating for Financial Inclusion, more vulnerable people are being brought into the financial system, the state will need to ensure that their interests are protected. The state has various tools it can use to achieve this protection, and this chapter will examine these, including regulating, “nudging”, and providing services inclu
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