Titlebook: Medical Selection of Life Risks 5th Edition Swiss Re branded; R. D. C. Brackenridge (Consulting Medical Officer) Book 2006Latest edition P

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Principles of Risk Selection and ClassificationThis chapter is written from the USA perspective; most of the principles and practices applicable in the USA also apply in Canada. Although there are differences in other countries, most practices are not so dissimilar that the reader cannot profit from the information in this chapter; general principles are likely to be the same.

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The Application of Life Table Methodology to Risk AppraisalThe purpose of this chapter is to present highly condensed descriptions of:

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Life Underwriting and Information TechnologyTen years ago, it was still common for underwriting to be totally paper-based and some underwriters did not even have a computer terminal on their desk. Things are very different today and IT systems have been developed to support the underwriting role.

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Overview: 978-1-349-56634-1978-1-349-56632-7

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H. Huber,Ch. Pathouli,C. Huber,G. Michlmayr of old and very old applicants have become customers for a variety of insurance products. As improvements in medical technology lead to increased survival at older ages, understanding the parameters of ‘normal’ versus impaired risks in the elderly becomes essential to underwriting.

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