Titlebook: Benefits, Costs, and Cycles in Workers’ Compensation; Philip S. Borba,David Appel Book 1990 Kluwer Academic Publishers 1990 Distribution.e

山间窄路

Solace

,Heterogeneity Bias in the Estimation of the Determinants of Workers’ Compensation Loss Distribution. In a world of perfect information and competitive markets for insurance, there should be no moral hazard with respect to workers’ compensation, since both job risk and risk severity would be observed exactly by the insurer, the employer buying insurance, and the workers receiving the benefits. Mor

龙虾

,Workers’ Compensation Disability Benefits during Retirement Years: Proper and Present Role, 1986). The remaining payments went to providers of medical care to these workers. Of the cash payments, about 87% went to disabled workers either as income replacement benefits or as compensation for physical impairments. The other 13% were death benefits payable to survivors of deceased workers. A

潜移默化

limber

,Mostly on Monday: Is Workers’ Compensation Covering Off-the-Job Injuries?,e support when not working, and lose such support upon returning to work, individuals often face diminished labor supply incentives. Thus, workers receiving more generous social insurance payments as compensation for some economic calamity can be expected to take longer to recover from that calamity

inflate

,Premium and Loss Cycles in Workers’ Compensation, process or because they have the potential for significantly altering the way that economic agents allocate scarce resources. The underwriting cycle is nominally interesting for the latter reason: to the extent that the combined ratio (losses plus expenses to premiums) reflects the profitability of

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