Titlebook: Bank Performance, Risk and Securitisation; Joseph Falzon (Faculty of Economics, Management an Book 2013 Palgrave Macmillan, a division of

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Stellvertretung als soziologische Kategorie,rnal environment, banks have become larger, more diversified, international and competitive (Goddard et al., 2007; Wilson et al., 2010) prompting the need for new sources of income, complex tools for risk assessment and risk mitigation as well as greater cost- and productivity consciousness (Muir et al., 2011:94).

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