Titlebook: Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation; Georges Dionne,Claire Laberge-Nadeau Book 1999 Spri

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978-1-4613-6817-5Springer Science+Business Media New York 1999

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Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation978-1-4615-4058-8Series ISSN 0924-5014

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https://doi.org/10.1007/978-1-4842-7199-5d to the survey of this study, representing 70% of the Quebec automobile insurance market in 1994. Claim adjusters randomly reopened 2,509 closed files, or 2,772 coverages, to evaluate the significance of insurance fraud. This study was financed by the Insurance Bureau of Canada.

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Using Standard Library Packages,ailable to the insurer about their individual risks. This explains the presence of many instruments like risk classification based on observable characteristics (Hoy, 1982 and Crocker and Snow, 1985, 1986), deductibles (Rothschild and Stiglitz, 1976 and Wilson, 1977) and bonus-malus schemes (Dionne

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