Titlebook: Water Policy in the Philippines; Issues, Initiatives, Agnes C. Rola,Juan M. Pulhin,Rosalie Arcala Hall Book 2018 Springer International Pub

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diation. For the authorities, functional despecialisation and competition between the various categories of intermediaries seemed to be the essential precondi- tions for a reduction in the rents in the various markets of the financial system and for an increase in the welfare of the consumers of financial services.