Titlebook: Regulating Financial Innovation; Fintech and the Info Christopher Ruof Book 2023 The Editor(s) (if applicable) and The Author(s), under exc

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Foundations of Financial Regulation,the relationship between them. In order to explore the phenomenon of fintech, it also provides a basic introduction to the financial market and how financial regulation and financial innovation as two reciprocal forces interact in it. The introduction begins with a brief overview on the functions of

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,Fintech—What’s New About It (and What Isn’t)?,main subject of this study, zooming in on the phenomenon of fintech. After an examination of the term ‘fintech’, in order to explain why fintech is happening and why it is happening now, this chapter continues by applying the framework for the drivers of financial innovation as laid out in Chapter .

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The Information Problem Under Fintech,ent to financial regulation. That is, it will apply the conceptual framework developed in Chapter . to the characteristics and shifts associated with fintech as identified in Chapters . and .. Given the centrality of complexity to the information problem, it will begin by showing how fintech elevate

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