Titlebook: Microfinance 3.0; Reconciling Sustaina Doris Köhn Book‘‘‘‘‘‘‘‘ 2013 The Editor(s) (if applicable) and the Author(s) 2013 Development Financ

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,Microcredit Interest Rates and Their Determinants: 2004–2011,crofinance institutions (MFIs). These rates are higher, often much higher, than normal bank rates, mainly because it inevitably costs more to lend and collect a given amount through thousands of tiny loans than to lend and collect the same amount in a few large loans.

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Microfinance in India: Lessons from the Andhra Crisis,The Indian economy was able to witness high levels of economic growth following the economic reforms that were introduced in the 1990s. The GDP grew at the rate of 8.45 % per annum between the years 2004 till 2011. Despite this, India continued to see high degree of poverty and low human development.

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Doris KöhnGives insight into experts‘ view of the future of microfinance.Brings together the opinions of practitioners, academics, and financiers Highlights current trends and challenges of the sector.Refines i

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lights current trends and challenges of the sector.Refines iThis book focuses on the achievements, current trends and further potential of microfinance to scale-up and serve many more clients with financial services that enable them to improve their living conditions. The book asks what it takes to

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Financial Services That Clients Need: The 3.0 Business Models, Reconciling Outreach with Sustainabiing to private enterprises and liquid stock exchanges grow faster than countries with less developed banking systems. Well functioning financial systems ease financial constraints that hold back development of industries and productive sectors.