| 书目名称 | Investment Industry Claims Debunked | | 副标题 | Smart Personal Finan | | 编辑 | Robert P. Kurshan | | 视频video | | | 概述 | Presents a rigorous analysis of personal finance.Explains why maintaining a balance of stocks and bonds is counterproductive.Explains how to price an annuity using the mortgage formula | | 图书封面 |  | | 描述 | .This book is for people who want to know what to do with the money they save: so that it’s there when they need it — to buy a home, pay for college, etc. — but also grows enough so they don’t outlive it. The investment industry is fixated on the importance of maintaining a “balance” of stocks and bonds, shifting to more bonds as one ages. This book challenges this belief by arguing that what’s actually important is to have just enough bonds and cash to support spending needs from a stable source, and to replenish these through the sale of stocks at propitious times when the stock market is not depressed. It features simple mathematical calculations, an explanation of basic financial objects like stocks, bonds, ladders, CDs, ETFs, or annuities, a discussion of how to evaluate financial risk, examinations of insurance, fraud deterrence, dollar cost averaging, benefits of a mortgage, risks of a pension, and general advice about healthcare. .Although the book is written to beaccessible to those with little or no prior knowledge of finance, the studies and conclusions presented here benefit a multitude of financial investors.. | | 出版日期 | Book 2022 | | 关键词 | Investing for earmarked expenses; Domestic vs; non-domestic balance; Index Funds; Variable rate annuity | | 版次 | 1 | | doi | https://doi.org/10.1007/978-3-030-76709-9 | | isbn_softcover | 978-3-030-76708-2 | | isbn_ebook | 978-3-030-76709-9 | | copyright | The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerl |
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发表于 2025-3-21 18:32:47
