| 书目名称 | From Good to Bad Bankers | | 副标题 | Lessons Learned from | | 编辑 | Aristóbulo de Juan | | 视频video | | | 概述 | Comprises a segment of essays written by banking legend Aristóbulo de Juan throughout his 40+ years in the industry and presented in chronological order.Features an extraordinary explanation of banks | | 图书封面 |  | | 描述 | .Bankers are administrators of other people’s money, and they are responsible both to their depositors and to other stakeholders. Human nature being what it is, however, they sometimes fall prey to overweening ambition, coming to see themselves as the rightful beneficiaries of the moneys entrusted to them. This can lead them to make poor lending decisions and engage in risky practices, eventually moving on to cosmetic accounting and the concealment of problems, speculation and even outright fraud..Supervisors are there to prevent such behaviour, of course. They are responsible to government and the general public alike for the stability of the financial system, the proper allocation of financial resources by the banks and the protection of depositors and creditors. Their responsibility is, then, subsidiary to that of the bankers themselves..Where supervision is lax and ineffective, however, it encourages bad management by bankers, creating a vicious circle that eventually leads to financial crises, which has most often to be cured using tax-payers’ money. Of course, it also hurts the broader economy. That is why the inseparable trio of regulation, supervision and resolution must | | 出版日期 | Book 2019 | | 关键词 | financial assistance package; financial cost; banks; banking institutions; deposit guarantee scheme; Span | | 版次 | 1 | | doi | https://doi.org/10.1007/978-3-030-11551-7 | | isbn_ebook | 978-3-030-11551-7 | | copyright | The Editor(s) (if applicable) and The Author(s), under exclusive licence to Springer Nature Switzerl |
The information of publication is updating
|
|
发表于 2025-3-21 17:26:38
