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Titlebook: Catastrophe Insurance; Consumer Demand, Mar Martin F. Grace,Robert W. Klein,Michael R. Murray Book 2003 Kluwer Academic Publishers 2003 Fun

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发表于 2025-3-21 19:40:10 | 显示全部楼层 |阅读模式
书目名称Catastrophe Insurance
副标题Consumer Demand, Mar
编辑Martin F. Grace,Robert W. Klein,Michael R. Murray
视频video
丛书名称Topics in Regulatory Economics and Policy
图书封面Titlebook: Catastrophe Insurance; Consumer Demand, Mar Martin F. Grace,Robert W. Klein,Michael R. Murray Book 2003 Kluwer Academic Publishers 2003 Fun
描述1. THE PROBLEM OF CATASTROPHE RISK The risk of large losses from natural disasters in the U.S. has significantly increased in recent years, straining private insurance markets and creating troublesome problems for disaster-prone areas. The threat of mega-catastrophes resulting from intense hurricanes or earthquakes striking major population centers has dramatically altered the insurance environment. Estimates of probable maximum losses (PMLs) to insurers from a mega­ catastrophe striking the U.S. range up to $100 billion depending on the location and intensity of the event (Applied Insurance Research, 2001).1 A severe disaster could have a significant financial impact on the industry (Cummins, Doherty, and Lo, 2002; Insurance Services Office, 1996a). Estimates of industry gross losses from the terrorist attack on September 11, 2001 range from $30 billion to $50 billion, and the attack‘s effect on insurance markets underscores the need to understand the dynamics of the supply of and the demand for insurance against extreme events, including natural disasters. Increased catastrophe risk poses difficult challenges for insurers, reinsurers, property owners and public officials (Kleindo
出版日期Book 2003
关键词Funds; demography; market structure; microeconomics
版次1
doihttps://doi.org/10.1007/978-1-4419-9268-0
isbn_softcover978-1-4613-4867-2
isbn_ebook978-1-4419-9268-0Series ISSN 2730-7468 Series E-ISSN 2730-7476
issn_series 2730-7468
copyrightKluwer Academic Publishers 2003
The information of publication is updating

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发表于 2025-3-21 21:38:36 | 显示全部楼层
Book 2003effect on insurance markets underscores the need to understand the dynamics of the supply of and the demand for insurance against extreme events, including natural disasters. Increased catastrophe risk poses difficult challenges for insurers, reinsurers, property owners and public officials (Kleindo
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Demand Estimation for Homeowners Insurance Policies, We estimate the demand at the level of the Zip code. Because we have the Zip code location of the insured house and we have access to Zip code level information from the Census, we model the demand for coverage at the level of the Zip code..
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Regulatory Institutions and Policies, policies vary among states based on market conditions, differing regulatory philosophies and political factors. This is evident in the different responses of New York, Florida, and other states to catastrophe insurance problems.
发表于 2025-3-23 08:45:13 | 显示全部楼层
2730-7468 straining private insurance markets and creating troublesome problems for disaster-prone areas. The threat of mega-catastrophes resulting from intense hurricanes or earthquakes striking major population centers has dramatically altered the insurance environment. Estimates of probable maximum losses
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