强壮
发表于 2025-3-26 21:30:30
Health insurance options from the point of view of the consumer,iness result of the previous year rather than on claims experience of the particular insured. Within less than a decade, the situation has changed drastically, with nine out of the ten leading private health insurers offering either a fixed rebate or an experience-rated, increasing bonus for a year without claims.
Lumbar-Spine
发表于 2025-3-27 04:41:57
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蘑菇
发表于 2025-3-27 07:44:02
Bonus options in social health insurance?, those who utilize medical care and less on positive incentives for those who are willing to forgo these services. Such positive incentives are built into the new policies introduced by several German private health insurers in the guise of fixed rebates and experience-rated bonuses for no claims.
广告
发表于 2025-3-27 12:41:17
Stefan Szücs Ph.D.,Lars Strömbergutilization of medical care observed may not be attributable to behavioral modifications induced by cost-sharing or rebate provisions but rather to unobserved risk differentials resulting in a clustering of healthy insureds in the respective plans.
Suppository
发表于 2025-3-27 15:46:58
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制定法律
发表于 2025-3-27 19:35:16
Self-selection of risks with insurers A and B?,utilization of medical care observed may not be attributable to behavioral modifications induced by cost-sharing or rebate provisions but rather to unobserved risk differentials resulting in a clustering of healthy insureds in the respective plans.
Ossification
发表于 2025-3-28 00:49:19
Insurer C: The dynamic bonus system,first year without claims, three monthly premiums at the end of the second and a maximum of four starting in the third consecutive year without claims. In the meantime, many private health insurers in Germany have strengthend this (2, 3,4) rating to a (3,4, 5) or even (4, 5,6) rating.
Palate
发表于 2025-3-28 05:51:47
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收到
发表于 2025-3-28 09:15:08
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neutral-posture
发表于 2025-3-28 12:12:28
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