铺子 发表于 2025-3-23 12:39:13
Edvins Vanagas,Lilita Seimuskane,Inga Vilkaare as the sole means for limiting moral hazard. Rather, insurer B has a tradition of paying back a rebate for no claims at the end of a year. This rebate to non-users of medical services amounts to three monthly premiums; in order to obtain it, an insured must be without claims under all three titl阉割 发表于 2025-3-23 16:47:20
Stefan Szücs Ph.D.,Lars Strömbergno claims limit the demand for ambulatory medical care. However, the same evidence also seems compatible with the hypothesis of risk selection (.). Specifically, insureds who know (or believe) that they constitute good health risks will be more likely than average to opt for policies with cost-shari难解 发表于 2025-3-23 21:13:46
Urban and Regional Research International constitutes a perfect complement to insurers A and B, running an experience-rated system of rebates for no claims. Since an insured’s merit rating depends on claims submitted in a series of previous years, this system will be called a “dynamic bonus” system for short. As of 1981 and 1982 (the obsernotification 发表于 2025-3-23 23:20:01
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Bonus Options in Health Insurance978-94-011-2530-7Series ISSN 0927-4987achlorhydria 发表于 2025-3-24 09:50:01
Stefan Szücs Ph.D.,Lars Strömbergal Republic of Germany. It also aims at explaining the contribution that policies recently developed by German private health insurers might make to a possible reform of social health insurance. This contribution is described in the guise of six main results, stated in Section 2.4 below.Basal-Ganglia 发表于 2025-3-24 12:11:27
Overview and key statements of the study,ture increase will fall on the budgets of the government or of social security. At a time when governments want to free resources for investing in education, infrastructure, and the preservation of the environment, there will be a demand for new solutions to the problem of financing health care costGenerosity 发表于 2025-3-24 16:07:25
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Health insurance options from the point of view of the consumer,aid out a share of profits to their members at the end of the year. But these payments, accruing to each insured indiscriminately, depended on the business result of the previous year rather than on claims experience of the particular insured. Within less than a decade, the situation has changed draCoronary-Spasm 发表于 2025-3-25 02:27:21
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