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Submitted on: 11 June 2001.
Revised on: 26 August 2001.
Accepted on: 28 September 2001.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
Submitted on: 25 April 2011.
Revised on: 20 July 2011.
Accepted on: 14 August 2011.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
Submitted on: 03 January 2023.
Revised on: 03 March 2023.
Accepted on: 20 March 2023.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
Submitted on: 06 May 2000.
Revised on: 02 September 2000.
Accepted on: 15 September 2000.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
Submitted on: 10 August 2012.
Revised on: 27 October 2012.
Accepted on: 14 November 2012.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC