http://reply.papertrans.cn/2/175/17428/17428-21.png
Submitted on: 18 March 2013.
Revised on: 10 June 2013.
Accepted on: 26 June 2013.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
http://reply.papertrans.cn/2/175/17428/17428-23.png
Submitted on: 30 October 2006.
Revised on: 20 December 2006.
Accepted on: 08 February 2007.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
http://reply.papertrans.cn/2/175/17428/17428-25.png
http://reply.papertrans.cn/2/175/17428/17428-26.png
Submitted on: 23 April 2021.
Revised on: 07 July 2021.
Accepted on: 21 August 2021.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
http://reply.papertrans.cn/2/175/17428/17428-28.png
Submitted on: 04 December 2011.
Revised on: 01 January 2012.
Accepted on: 22 February 2012.
___________________Journal of Insurance Issues---WESTERN RISK & INSURANCE ASSOC
http://reply.papertrans.cn/2/175/17428/17428-30.png