Boldfaced 发表于 2025-3-21 17:31:43
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Recognizing the Trade-Offsanker to market his bank’s services to best advantage; indeed, credit and marketing are in this as in other areas closely interlinked rather than conflicting as some bankers, and many customers, seem to see them.Albumin 发表于 2025-3-22 02:36:48
Introduction, adjusted to allow for losses due to forced realisation; if they exceed the liabilities with a reasonable margin, this is satisfactory evidence that the loan can be paid. Although both types of analysis can lead to either secured or unsecured lending, the liquidation approach tends to emphasise security more than the going concern approach.Hay-Fever 发表于 2025-3-22 05:05:19
Budgets, Forecasts and Projectionsally expressed in figures the banker will allocate to them a precision which must be spurious, since figures only represent an underlying reality which cannot be foreseen precisely. There is an opposite danger that bankers will dismiss forecasts as an irrelevancy, because they can never be guaranteed and can only by chance be completely accurate.Overdose 发表于 2025-3-22 10:12:11
Some Conceptss to balance the quality of the various subsectors or concepts. It is necessary to understand the meaning of each individual item before combining them to understand the implications for the whole; it is equally necessary to understand the various building blocks.Metastasis 发表于 2025-3-22 12:57:17
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Budgets, Forecasts and Projectionsd prevent it doing so. For this reason budgets, forecasts and projections, which are the various forms of attempt to foresee the future, are extremely important, whether made by the company or independently by the bankers. They are also, however, by definition, only attempts since nobody can see thecatagen 发表于 2025-3-23 04:11:26
Some Concepts factors. They can be considered as building blocks because they summarise the quality of several lesser aspects; in turn the analysis of the whole has to balance the quality of the various subsectors or concepts. It is necessary to understand the meaning of each individual item before combining the羊齿 发表于 2025-3-23 07:17:01
Reconciliationsce sheet in which he is interested. If the reconciliation is spread over a period of years it also shows whether the causes of change have been fairly consistent or whether there have been differing factors at work.