quiet-sleep 发表于 2025-3-25 03:51:39
The Determinants of Household Debt Holding: An Empirical Analysis,ce models which are based on the economic rationality of individuals, who seek to increase their living standards and maximise their expected utility by smoothing consumption over different periods of their lives through saving and borrowing decisions.奴才 发表于 2025-3-25 10:04:37
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Risk of Over-Indebtedness and Behavioural Factors,nd myopia; that is, the inability to perceive the long run consequences of today’s debt decisions. Such behavioural factors may induce individuals to make ‘non-rational’ borrowing choices and this may lead them to hold a level of debt that is unsustainable in relation to their earnings. In turn, such a situation may cause over-indebtedness.CRASS 发表于 2025-3-25 19:49:11
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The Implications for Market Participants and Regulators,ours take place when financial decisions are considered. It is thus evidently true that correct knowledge of human mental processing is essential to control conscious/responsible investing and lending.黑豹 发表于 2025-3-26 02:52:22
n their speech knowledge to establish relations between spoken and written language; (2) these relations are easier to establish when “spelling-to-sound” correspondences are transparent; (3) the units of “spelling-to-sound” correspondences depend on the linguistic peculiarities of each specific langStagger 发表于 2025-3-26 07:15:10
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Camilla Mazzoli,Nicoletta Marinelliproblem as opposed to a general learning problem. Dyslexia is characterised by a failure in the word identification system, and does not imply — as opposed to other reading problems — a comprehension failure. Moreover, a number of studies have identified the major cause of word identification failurMORT 发表于 2025-3-26 14:06:07
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