过时
发表于 2025-3-25 07:14:46
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ostrish
发表于 2025-3-25 08:21:14
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含沙射影
发表于 2025-3-25 15:20:25
Economic Analysis of Insurance Fraudnnot distinguish honest policyholders from potential defrauders, as well as the consequences of credibility constraints on anti-fraud policies. Finally, we focus attention on the risk of collusion between policyholders and agents in charge of marketing insurance contracts.
载货清单
发表于 2025-3-25 18:38:53
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未完成
发表于 2025-3-25 23:48:47
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podiatrist
发表于 2025-3-26 02:19:24
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光明正大
发表于 2025-3-26 06:21:41
Non-Expected Utility and the Robustness of the Classical Insurance Paradigm and deductible insurance, the structure of Pareto-efficient bilateral insurance contracts, the structure of Pareto-efficient multilateral risk sharing agreements, and self-insurance vs. self-protection. Most, though not all, of the basic results in this area are found to be quite robust to dropping the expected utility hypothesis.
neutralize
发表于 2025-3-26 09:57:14
Optimal Insurance Design: What Can We Do With and Without Expected Utility?the indemnity schedule is deterministic, implying in particular that umbrella policies are optimal, and 3) the optimal contract contains a straight deductible. This is proven without assuming expected utility. The use of expected utility generates additional results, e.g., in the case of nonlinear transaction costs.
Palpable
发表于 2025-3-26 15:59:37
The Theory of Risk Classificationss clear. This chapter reviews the literature on risk classification, and demonstrates that the efficiency of permitting categorical discrimination in insurance contracting depends on the informational structure of the environment, and on whether insurance applicants become informed by the classification signal.
纵火
发表于 2025-3-26 19:19:05
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