Glower
发表于 2025-3-30 08:12:02
https://doi.org/10.1007/978-3-663-06982-9 risk mitigation tools are critical originator selection, when a due diligence procedure is executed for each prospective loan originator, buyback guarantees, and payment guarantees, when marketplaces compensate the invested principal and earned interest if the borrower is late with the repayment. M
Endoscope
发表于 2025-3-30 14:30:15
https://doi.org/10.1007/978-3-663-04605-9ducts of this formulation, the emergence of moral hazard and adverse selection is discussed theoretically, where medical insurance—discount of sick workers’ medical fee—is procured as a subsidy from healthy workers to them. Moral hazard and adverse selection emerge depending on the parameters of the