Soliloquy 发表于 2025-3-23 09:50:25
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Introduction: What is Insurance and What is Cyber Insurance?,h stipulates that “If a merchant receives a loan to fund his shipment, he would pay the lender some money in compensation for the lender providing a guarantee that he would cancel the loan if the shipment sank or was stolen” .下垂 发表于 2025-3-23 20:50:27
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https://doi.org/10.1007/978-3-7091-9795-0nvolved. Using these models we discussed what it means to premium-discriminate, what it means to pre-screen or post-screen, and how moral hazard is manifested in the agent’s utility, the insurer’s utility, and the agent’s state of security. In particular, we saw how pre-screening can be an effective和平主义 发表于 2025-3-24 14:25:32
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https://doi.org/10.1007/978-1-349-07323-8 insurance can be used as an effective incentive mechanism, provided that the insurer has the ability to pre-screen, i.e., reasonably accurately assess the “effort” exerted by the insured, or equivalent the insured’s cyber risk. In practice, this information is obtained through various proxies.轻快走过 发表于 2025-3-24 20:31:46
https://doi.org/10.1007/978-1-349-07326-9d crimes, and very often the extremely high cost they incur not just in loss in revenue but also in terms of damage to a brand name. This book highlights two key elements in effective cyber insurance underwriting if the goal is not only risk transfer but also risk reduction: the ability to accuratelLiberate 发表于 2025-3-25 01:54:42
https://doi.org/10.1007/978-1-349-06329-1ents. In this chapter we will show what this means in practice by delving into a model that resembles much closer the reality, and analyzing it within the context of a standard underwriting framework commonly used in the insurance industry.