Submitted on: 31 March 2010.
Revised on: 28 May 2010.
Accepted on: 06 July 2010.
___________________JOURNAL OF RISK AND INSURANCE---WILEY
Submitted on: 24 September 2014.
Revised on: 02 January 2015.
Accepted on: 13 January 2015.
___________________JOURNAL OF RISK AND INSURANCE---WILEY
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Submitted on: 23 February 2022.
Revised on: 28 April 2022.
Accepted on: 17 May 2022.
___________________JOURNAL OF RISK AND INSURANCE---WILEY
Submitted on: 16 October 2021.
Revised on: 09 December 2021.
Accepted on: 31 December 2021.
___________________JOURNAL OF RISK AND INSURANCE---WILEY
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