http://reply.papertrans.cn/2/106/10503/10503-31.png
Submitted on: 24 March 2006.
Revised on: 15 June 2006.
Accepted on: 13 July 2006.
___________________Geneva Risk and Insurance Review
Submitted on: 14 November 2019.
Revised on: 29 January 2020.
Accepted on: 17 February 2020.
___________________Geneva Risk and Insurance Review
http://reply.papertrans.cn/2/106/10503/10503-34.png
http://reply.papertrans.cn/2/106/10503/10503-35.png
Submitted on: 28 October 2005.
Revised on: 06 January 2006.
Accepted on: 05 March 2006.
___________________Geneva Risk and Insurance Review